1. ELECTRONIC KNOW-YOUR-CUSTOMER (eKYC)

Know Your Customer (KYC) is the process of identifying and verifying a customer’s identity. This is influenced by a number of provisions relating to anti-money laundering and terrorist financing, electronic identification standards, and fiduciary services (EIDAS). The KYC process consists of a series of checks carried out in the first phase of the relationship with the customer. It verifies the customer’s identity, address, and other demographic details. The eKYC process is the digital and remote transposition of the traditional KYC process. Weeks needed for its completion become minutes with a cost-effective and productive process.

When a customer entrusts his money or information to a financial institution, he expects a high level of security to keep it safe. Banks, insurance companies, export creditors, and other financial institutions require their customers to provide detailed due diligence information. In this case, eKYC registration process is necessary to provide a high level of security and confidentiality to their customers.

1. ELECTRONIC KNOW-YOUR-CUSTOMER (eKYC)

Know Your Customer (KYC) is the process of identifying and verifying a customer’s identity. This is influenced by a number of provisions relating to anti-money laundering and terrorist financing, electronic identification standards, and fiduciary services (EIDAS). The KYC process consists of a series of checks carried out in the first phase of the relationship with the customer. It verifies the customer’s identity, address, and other demographic details. The eKYC process is the digital and remote transposition of the traditional KYC process. Weeks needed for its completion become minutes with a cost-effective and productive process.

1. ELECTRONIC KNOW-YOUR-CUSTOMER (eKYC)

Know Your Customer (KYC) is the process of identifying and verifying a customer’s identity. This is influenced by a number of provisions relating to anti-money laundering and terrorist financing, electronic identification standards, and fiduciary services (EIDAS). The KYC process consists of a series of checks carried out in the first phase of the relationship with the customer. It verifies the customer’s identity, address, and other demographic details. The eKYC process is the digital and remote transposition of the traditional KYC process. Weeks needed for its completion become minutes with a cost-effective and productive process.

When a customer entrusts his money or information to a financial institution, he expects a high level of security to keep it safe. Banks, insurance companies, export creditors, and other financial institutions require their customers to provide detailed due diligence information. In this case, eKYC registration process is necessary to provide a high level of security and confidentiality to their customers.

When opening a bank account, identity verification is a crucial factor. The customer’s identity is proved by biometrics, ID numbers, and other information on the ID card besides the financial employment records provided.

DIGI-TEXX offers different verification solutions: Facial Matching, Fingerprint Matching, Signature Matching and ID information verification (external trusted sources) with the practical benefits:

– Accuracy: eKYC solution gives results with a high accuracy rate depending on the input quality. The solution produces a confidence level that can be reviewed by the Bank to decide the level of matching.

– Security: A customer’s account, data, and information are securely stored at DIGI-TEXX Data Centre or at the Bank.

– Flexibility: Verification solutions can be flexibly integrated and combined to alleviate the fraud risk, such as Facial Matching and Information Verification

When a customer entrusts his money or information to a financial institution, he expects a high level of security to keep it safe. Banks, insurance companies, export creditors, and other financial institutions require their customers to provide detailed due diligence information. In this case, eKYC registration process is necessary to provide a high level of security and confidentiality to their customers.

When opening a bank account, identity verification is a crucial factor. The customer’s identity is proved by biometrics, ID numbers, and other information on the ID card besides the financial employment records provided.

DIGI-TEXX offers different verification solutions: Facial Matching, Fingerprint Matching, Signature Matching and ID information verification (external trusted sources) with the practical benefits:

– Accuracy: eKYC solution gives results with a high accuracy rate depending on the input quality. The solution produces a confidence level that can be reviewed by the Bank to decide the level of matching.

– Security: A customer’s account, data, and information are securely stored at DIGI-TEXX Data Centre or at the Bank.

– Flexibility: Verification solutions can be flexibly integrated and combined to alleviate the fraud risk, such as Facial Matching and Information Verification

When opening a bank account, identity verification is a crucial factor. The customer’s identity is proved by biometrics, ID numbers, and other information on the ID card besides the financial employment records provided.

DIGI-TEXX offers different verification solutions: Facial Matching, Fingerprint Matching, Signature Matching and ID information verification (external trusted sources) with the practical benefits:

– Accuracy: eKYC solution gives results with a high accuracy rate depending on the input quality. The solution produces a confidence level that can be reviewed by the Bank to decide the level of matching.

– Security: A customer’s account, data, and information are securely stored at DIGI-TEXX Data Centre or at the Bank.

– Flexibility: Verification solutions can be flexibly integrated and combined to alleviate the fraud risk, such as Facial Matching and Information Verification

2. INTELLIGENT DOCUMENT PROCESSING WITH AI OCR

Traditional optical character recognition (OCR) systems require manual effort to gather and extract relevant information from unstructured documents. Intelligent document processing solutions use a combination of AI and technology to extract relevant information directly from documents and images. The solution reads a variety of data sources, including banks forms, bank accounts, bank statements, credit card transactions, and other data arriving by different channels (email, API, scan..). Thereupon, it extracts the data with a high accuracy rate, validates the data against business rules and inserts the data into an ERP system where it can detect and flag anomalies in the documents to prevent fraud.

DIGI-TEXX intelligent document processing capability expands the human understanding of unstructured data with data science tools such as Computer Vision, Optical Character Recognition, Machine Learning and Natural Language Processing at all levels of document and data integration. It aims to process different types of images of varying complexity from an end-to-end perspective, with the ability to capture the data sets required for further data validation and processing.

2. INTELLIGENT DOCUMENT PROCESSING WITH AI OCR

Traditional optical character recognition (OCR) systems require manual effort to gather and extract relevant information from unstructured documents. Intelligent document processing solutions use a combination of AI and technology to extract relevant information directly from documents and images. The solution reads a variety of data sources, including banks forms, bank accounts, bank statements, credit card transactions, and other data arriving by different channels (email, API, scan..). Thereupon, it extracts the data with a high accuracy rate, validates the data against business rules and inserts the data into an ERP system where it can detect and flag anomalies in the documents to prevent fraud.

DIGI-TEXX intelligent document processing capability expands the human understanding of unstructured data with data science tools such as Computer Vision, Optical Character Recognition, Machine Learning and Natural Language Processing at all levels of document and data integration. It aims to process different types of images of varying complexity from an end-to-end perspective, with the ability to capture the data sets required for further data validation and processing.

2. INTELLIGENT DOCUMENT PROCESSING WITH AI OCR

Traditional optical character recognition (OCR) systems require manual effort to gather and extract relevant information from unstructured documents. Intelligent document processing solutions use a combination of AI and technology to extract relevant information directly from documents and images. The solution reads a variety of data sources, including banks forms, bank accounts, bank statements, credit card transactions, and other data arriving by different channels (email, API, scan..). Thereupon, it extracts the data with a high accuracy rate, validates the data against business rules and inserts the data into an ERP system where it can detect and flag anomalies in the documents to prevent fraud.

DIGI-TEXX intelligent document processing capability expands the human understanding of unstructured data with data science tools such as Computer Vision, Optical Character Recognition, Machine Learning and Natural Language Processing at all levels of document and data integration. It aims to process different types of images of varying complexity from an end-to-end perspective, with the ability to capture the data sets required for further data validation and processing.

3. CLEARING DATA BACKLOG

DIGI-TEXX offers professional scanning services for clients’ documents, regardless of volumes, and paper sizes. We provide full-scale services with our experienced service staff and professional pieces of equipment to work onsite at your workplace.

DIGI-TEXX can digitally archive paper documents with a full range of scanning services of paper documents (applications, claim forms, marketing documents, bills/invoices, expense reports, account statements, inventory reports, legal reports, medical records, orders, human resources, and company records, drawings/ designs, regulatory and compliance document, etc.). Our service provides highly competitive prices, easily integrates to a certain management system, and makes it possible for any organization to search and retrieve electronically any piece of paper.

3. CLEARING DATA BACKLOG

DIGI-TEXX offers professional scanning services for clients’ documents, regardless of volumes, and paper sizes. We provide full-scale services with our experienced service staff and professional pieces of equipment to work onsite at your workplace.

DIGI-TEXX can digitally archive paper documents with a full range of scanning services of paper documents (applications, claim forms, marketing documents, bill/invoices, expense reports, account statements, inventory reports, legal reports, medical records, orders, human resources, and company records, drawings/ designs, regulatory and compliance document, etc.) Our service provides highly competitive prices, easily intergrates to a certain management, system, and makes it possible for any organization to search and retrieve electronically any piece of paper.

3. CLEARING DATA BACKLOG

DIGI-TEXX offers professional scanning services for clients’ documents, regardless of volumes, and paper sizes. We provide full-scale services with our experienced service staff and professional pieces of equipment to work onsite at your workplace.

DIGI-TEXX can digitally archive paper documents with a full range of scanning services of paper documents (applications, claim forms, marketing documents, bill/invoices, expense reports, account statements, inventory reports, legal reports, medical records, orders, human resources, and company records, drawings/ designs, regulatory and compliance document, etc.) Our service provides highly competitive prices, easily intergrates to a certain management, system, and makes it possible for any organization to search and retrieve electronically any piece of paper.

4. CUSTOMISED WORKFLOW SOLUTION

Automated digital workflows are designed to eliminate silos and make the lives of project promoters, stakeholders, and customers more efficient. The largest use cases for the digital workflow are in the onboarding and lending process. These two areas require banking agents to determine customer risk levels without jeopardizing completion rates.

The workflows help banks dynamically build and adjust processes to meet constantly changing business and regulatory demands. These conditional workflows allow bankers to breeze through the process with low-risk loans and collect more Know-Your-Customer and Anti-Money Laundering collateral for higher-risk loans.

Some examples that DIGI-TEXX has successfully implemented are:

– Credit Origination System
– Asset Management
– Inspection Management

4. CUSTOMISED WORKFLOW SOLUTION

Automated digital workflows are designed to eliminate silos and make the lives of project promoters, stakeholders, and customers more efficient. The largest use cases for the digital workflow are in the onboarding and lending process. These two areas require banking agents to determine customer risk levels without jeopardizing completion rates.

The workflows help banks dynamically build and adjust processes to meet constantly changing business and regulatory demands. These conditional workflows allow bankers to breeze through the process with low-risk loans and collect more Know-Your-Customer and Anti-Money Laundering collateral for higher-risk loans.

Some examples that DIGI-TEXX has successfully implemented are:

  • Credit Origination System
  • Asset Management
  • Inspection Managemant

4. CUSTOMISED WORKFLOW SOLUTION

Automated digital workflows are designed to eliminate silos and make the lives of project promoters, stakeholders, and customers more efficient. The largest use cases for the digital workflow are in the onboarding and lending process. These two areas require banking agents to determine customer risk levels without jeopardizing completion rates.

The workflows help banks dynamically build and adjust processes to meet constantly changing business and regulatory demands. These conditional workflows allow bankers to breeze through the process with low-risk loans and collect more Know-Your-Customer and Anti-Money Laundering collateral for higher-risk loans.

Some examples that DIGI-TEXX has successfully implemented are:

  • Credit Origination System
  • Asset Management
  • Inspection Managemant

5. BANK STATEMENT EXTRACTION AND ADDED FEATURE WITH FRAUD DETECTION 

Apart from our capability for Intelligent Document Processing, we build a small tool to facilitate Banks to extract bank statement income information and organize the income sources for the credit approval process

5. BANK STATEMENT EXTRACTION AND ADDED FEATURE WITH FRAUD DETECTION

Apart from our capability for Intelligent Document Processing, we build a small tool to facilitate Banks to extract bank statement income information and organize the income sources for the credit approval process.

5. BANK STATEMENT EXTRACTION AND ADDED FEATURE WITH FRAUD DETECTION 

Apart from our capability for Intelligent Document Processing, we build a small tool to facilitate Banks to extract bank statement income information and organize the income sources for the credit approval process.

6. ROBOTIC PROCESS AUTOMATION

An automated Credit Bureau Information (CIC) retrieval solution that is integrated with the Credit Origination System as a part of the approval process for a card or loan. The solution reduces the effort of manual checking the CIC reports and helps shorten up the turn-around time with automated steps in order to get the final credit reports.

Our solution can also be integrated with any other information sources for verification purposes.

– On-premise application.
– Easy to set up and deploy as many “workers” as possible.
– Credit Information Database to consolidate the report for Banks

6. ROBOTIC PROCESS AUTOMATION

An automated Credit Bureau Information (CIC) retrieval solution that is integrated with the Credit Origination System as a part of the approval process for a card or loan. The solution reduces the effort of manual checking the CIC reports and helps shorten up the turn-around time with automated steps in order to get the final credit reports.

Our solution can also be integrated with any other information sources for verification purposes.

  • On-premise application.
  • Easy to set up and deploy as many “workers” as posible.
  • Credit Information Database to consolidate the report for Banks.

 

6. ROBOTIC PROCESS AUTOMATION

An automated Credit Bureau Information (CIC) retrieval solution that is integrated with the Credit Origination System as a part of the approval process for a card or loan. The solution reduces the effort of manual checking the CIC reports and helps shorten up the turn-around time with automated steps in order to get the final credit reports.

Our solution can also be integrated with any other information sources for verification purposes.

  • On-premise application.
  • Easy to set up and deploy as many “workers” as posible.
  • Credit Information Database to consolidate the report for Banks.

7. UNDERSTANDING YOUR SUBMITTED CUSTOMER DATA WITH DIGI-TEXX

While having access to more data than ever before, many banks still do not have the capabilities to manage that information as effectively as possible – particularly when it comes to extracting business insights from the input data. In fact, many still rely on manual processes with spreadsheets and pivot tables as a separated part of the process.

Just give us your concern or topics, DIGI-TEXX will develop a real-time dashboard for monitoring your input data. As part of the process, we can look to harness real-time data to provide dashboards and summaries presenting information about key aspects of the business. Using this timely information, executives not only answer specific questions, discover new insights, but also assist in making better data-driven decisions.

7. UNDERSTANDING YOUR CUSTOMER DATA AT THE SOURCE OF SUBMISSION

While having access to more data than ever before, many banks still do not have the capabilities to manage that information as effectively as possible – particularly when it comes to extracting business insights from the data. In fact, many still rely on manual processes with spreadsheets and pivot tables as a separated part of the process.

Just give us your concern or topics, DIGI-TEXX will develop a real-time dashboard for monitoring your input data . As a part of the process, we can look to harness real-time data to provide dashboards and summaries presenting information about key aspects of the business. Using this timely information, executives not only answer specific questions, discover new insights, but also assist in making better data-driven decisions.

7. UNDERSTANDING YOUR CUSTOMER DATA AT THE SOURCE OF SUBMISSION

While having access to more data than ever before, many banks still do not have the capabilities to manage that information as effectively as possible – particularly when it comes to extracting business insights from the data. In fact, many still rely on manual processes with spreadsheets and pivot tables as a separated part of the process.

Just give us your concern or topics, DIGI-TEXX will develop a real-time dashboard for monitoring your input data . As a part of the process, we can look to harness real-time data to provide dashboards and summaries presenting information about key aspects of the business. Using this timely information, executives not only answer specific questions, discover new insights, but also assist in making better data-driven decisions.